1. Our agreement with you is set forth in the Payment Policy set out below (the “Payment Policy”), which apply to each and all of our services provided to you regarding the payment and refund of the Services (“Services”).

2. Unless otherwise specified in this Payment Policy, the terms used herein shall have the same meaning given to them in the Terms and Conditions (“Terms and Conditions”) on https//www.lingoace.com (our “Website”).

3. This Payment Policy may be amended by us from time to time, which will take effect from the date the amendments posted on “/payment-agreement/” or such other related links provided by our company. It is your responsibility to be aware of such changes.

Singapore Payment policy

4. In consideration of our company providing the Services to the student, the client shall pay the applicable fees, together with the applicable Goods & Services Tax (“GST”) or any other tax that may be levied by the Government of Singapore from time to time.
5. Our company course fees will be reviewed from time to time and may be increased or decreased by such amount as our company, in its sole discretion, deems fit.
6. New clients and/or students undertake to pay the applicable course fees. Students cannot commence or start their official classes with our company whilst any fees are outstanding and unpaid.
7. Existing clients and/or students will not be allowed to attend their existing classes should any fee or payments be overdue. All outstanding fees must be settled in full before the student is able to resume lessons with our company.
8. Our company accepts payments made by any of the following online methods:

• Major credit/debit cards (Visa / MasterCard / American Express / UnionPay)
• Wechat Pay/Alipay (not applicable to blended learning classes)
• Bank transfers
• Instant payments (Paynow / Paylah)
• Instalment - Atome 

9. Clients may also make payments directly in our office with the following payment options:

• Major credit/debit cards
• NETS
• Instant payments (Paynow / Paylah)
• Wechat Pay

The United States Payment Policy

10. In consideration of our company providing the Services to the student, the client shall pay the applicable fees, together with any other tax that may be levied by the applicable governmental authorities from time to time.
11. Our company course fees will be reviewed from time to time and may be increased or decreased by such amount as our company, in its sole discretion, deems fit.
12. New clients and/or students undertake to pay the applicable course fees. Students cannot commence or start their official classes with our company whilst any fees are outstanding and unpaid.
13. Existing clients and/or students will not be allowed to attend their existing classes should any fee or payments be overdue. All outstanding fees must be settled in full before the student is able to resume lessons with our company.
14. Our company accepts payments made by any of the following online methods:

• Major credit/debit cards (Visa / MasterCard / American Express / UnionPay)
• Bank transfers
• Instalment - Affirm

General refund policy

15. LingoAce refund policy can be found in Schedule A attached hereto. The detailed terms and conditions can be found under each product category specified in Schedule A. Unless otherwise specified in Schedule A or as separately agreed by you and our company, no refund of any product is permitted.

LingoAce Refund for instalment plans

16. There is strictly no refund for clients who purchase packages via instalment plans unless otherwise specified in Schedule A.

Schedule A

Refund Policy

The Refund Policy specified herein shall be applicable to the lesson credits you purchased on or after July, 17, 2021.

All currency in USD unless otherwise stated                                                            

2. “Refund window” = from the payment date until the 7th day after the first lesson

3. For users who paid through WeChat, Alipay, or Bank Transfer, there is a time window (3 months for Alipay, 6 months for WeChat Pay) beyond which we can only process refund through bank transfer. There will be additional charges associated with this bank transfer.

1. 我方与贵方达成的协议已经载入下述所列的付款政策（以下简称为“付款政策”）之中，对于与我方向贵方提供的部分或全部服务（以下简称为“服务”），本付款政策适用于该等服务的付款和退款事宜。
2. 除本付款政策中另有其他规定外，本政策中使用的术语的含义应当以条款和条件（以下简称为“条款和条件”）中定义的为准，详见：https//www.lingoace.com（以下简称为“我方网站”）。
3. 我方可随时修订本付款政策，该修订将从已在/payment-agreement/或者我们公司提供的其他相关链接上发布之日开始生效。贵方需负责自行负责查阅上述修订案。

新加坡付款政策

4. 作为我们公司向学生提供服务的对价，客户同意支付相关收费，以及相关的产品服务税（以下简称为“产品服务税”）或者新加坡政府在相关时间征收的其他任何税费。
5. 我们公司将不时对学费进行审核，而且可以按照我们公司根据自行判断认为适当的金额增加或减少学费。
6. 新客户和/或学生保证支付相关学费。在有任何费用到期未付的情况下，学生不得在我们公司开始或启动其正式课程。
7. 在有任何学费或者其他费用到期未付的情况下，现有客户和/或学生不得参加现有课程。所有未缴的学费需在学生恢复在我们公司课程之前足额缴纳。
8. 我们接受以下任何一种在线付款方式：
   • 主流信用卡/借记卡（Visa / MasterCard / American Express / UnionPay）
   • 微信支付/支付宝（不适用于混合学习班）
   • 银行转账
   • 即时付款（Paynow / Paylah）
   • Instalment - Atome
9. 客户也可以通过下述付款方式，直接将应付款付至我方办公地点：
   • 主流信用卡/借记卡
   • NETS
   • 即时付款（Paynow / Paylah）
   • 微信支付

美国付款政策

10. 作为我们公司向学生提供服务的对价，客户同意支付相关收费，以及相关政府在任何时候征收的其他任何税费。
11. 我们公司将不时对学费进行审核，而且可以按照我们公司根据自行判断认为适当的金额增加或减少学费。
12. 新客户和/或学生保证支付相关学费。在有任何费用到期未付的情况下，学生不得在我们公司开始或启动其正式课程。
13. 在有任何学费或者其他费用到期未付的情况下，现有客户和/或学生不得参加现有课程。所有未缴的学费需在学生恢复在我们公司课程之前足额缴纳。
14. 我们接受以下任何一种在线付款方式：
    • 主流信用卡/借记卡（Visa / MasterCard / American Express / UnionPay）
    • 银行转账
    • Instalment - Affirm

基本退款政策

15. 可在所附的附件A中查阅领格卓越的退款政策。详细条款和条件可在附件 A 中指定的每个产品类别下找到。除附件 A 中另有其他规定或者贵方和我们公司另有其他单独约定外，否则任何产品均不得退款。

领格卓越针对分期付款计划的退款

16. 除附件A中另有其他规定外，否则通过分期付款计划购买套餐的客户不予退款。

附件 A

退款政策

本附件中规定的退款政策适用于您在2021年7月17日之时或之后购买的课程。

除另有其他规定外，所有货币均应以美元表示。                                                                                    

2. “退款窗口” = 从付款日期到第1节课后的第7天

3. 对于通过微信、支付宝或银行转账支付的用户，规定了相应时间窗口（3 到 6 个月），在该时间窗口之后我方只能通过银行转账处理退款。与此银行转帐相关的额外费用需由贵方承担。